Student Health Insurance Plan

All PCA&D students need to enroll or waive coverage for Fall 2024

The deadline is Wednesday, August 28, 2024

PCA&D has introduced a Student Health Insurance Plan (SHIP) that requires all full-time students, and all part-time students living in PCA&D housing, to have comprehensive medical coverage in the Lancaster area. To comply with this requirement, students must either enroll for coverage or waive coverage through proof of comparable health insurance. PCA&D has partnered with QM Services to administer this process.

program overview

The SHIP includes a prescription plan, support for laboratory tests and X-rays, as well as in-patient and hospitalization coverage.

  • Highmark Blue Shield is the coverage provider
  • The program cost is $2,086.44 for 12-month coverage beginning August 1, 2024 
  • There’s a $15 copay for a primary care visit
  • There’s a $30 for specialist visit (including outpatient mental health visits)
  • There’s a $100 copay for emergency care
  • The in-network deductible is $100
  • $7,350 max out-of-pocket expense

next steps

You have two options to satisfy this requirement and you will need to login to the QM Services website to make your choice…

Enroll in the SHIP

Register to get started on the QM Services website then complete the enrollment process. Your PCA&D student account will be charged the cost of the plan and you will be enrolled from August 1, 2024 through July 31, 2025.

Waive the SHIP

Register to get started on the QM Services website then complete the opt-out process if you already have personal or family health insurance. Your PCA&D student account will initially be charged the program cost but that will be removed once QM Services has completed the review process. QM Services will handle all records through their confidential portal.

PCA&D Instructor Pam Barby

declined Coverage help

If your coverage is declined through QM Services, please reach out to studentlife@pcad.edu so that we may work with our partners at QMS to advocate for your health plan.

QM Services website issues

If you’re having issues with their website portal, please connect with PCA&D’s student health insurance administrators at university@qmservicesinc.com or call 800-237-1715 ext. 2. Hours of operation are from 9 am to 5 pm EST, Monday through Friday.

More info about ship

Please contact QM Services with any questions you have…

  • By Phone : Call 1-800-273-1715 ext. 2 to be directly transferred to a Student Care Representative.
  • By Email : Write to university@qmservicesinc.com and your email will be answered within 1 business day.
  • On the Web : Visit qmservicesinc.com for more information about the SHIP and how the hard waiver process works!